Housing Assistance Programs for Single Mothers

Single mothers facing housing insecurity can access a range of assistance programs designed to provide stability and support.

Raising a child on your own can be financially overwhelming, especially when it comes to securing safe and affordable housing. Fortunately, the U.S. government and nonprofit organizations offer dedicated programs to help single mothers access rental assistance, transitional housing, and long-term solutions.

Government Housing Assistance for Single Mothers

Several federal and state programs support single mothers in finding and maintaining housing. These services are often based on income and family size.

Section 8 Housing Choice Voucher Program

This program provides rental subsidies to low-income families, allowing them to choose private housing while only paying a portion of the rent. Single mothers must apply through their local Public Housing Agency (PHA) and meet eligibility requirements.

Public Housing

Managed by local PHAs, public housing units offer affordable homes for low-income families. Rent is typically capped at 30% of household income, making it manageable for single-parent households.

Transitional Housing Programs

These programs provide temporary housing with wraparound services like job training, childcare assistance, and counseling. They are ideal for single mothers escaping domestic violence, homelessness, or sudden life changes.

  • YWCA: Offers housing and supportive services for women and children.
  • Volunteers of America: Provides transitional and emergency housing options nationwide.

Nonprofit and Local Support

  • Salvation Army: Offers rental assistance and emergency housing to families in crisis.
  • Catholic Charities: Provides housing assistance, case management, and supportive housing in many states.
  • Community Action Agencies: Local agencies often administer housing grants, energy assistance, and eviction prevention funds.

Tips for Applying

  • Contact your local housing authority or 2-1-1 resource center for program referrals.
  • Gather documentation such as proof of income, child custody, and housing need.
  • Apply early—many programs have waitlists or application windows.

Final Thoughts

Single mothers don’t have to navigate housing challenges alone. With the help of government programs and community organizations, it’s possible to secure safe, stable, and affordable housing for you and your children.